Discover Your Dream Home While Enjoying Peace of Mind

Tour the homes you love and leave the rest to us. From negotiating to closing, from visas to taxes, we’ve got you covered.

Love San Miguel de Allende and want to purchase a home here but:

  • Don’t know where to start?
  • Wondering which neighborhoods to look in?
  • Not sure what you can get for your budget?

No worries! We make it easy. Just take the first step:

Complete your Home Buyer’s Profile and connect with an agent

The Advantages You’ll Experience with Realty San Miguel

See all your best options.

Our agents show you all the properties that fit your profile, not just our own listings.

Search for homes on your own.

Our custom search engine incorporates the MLS, so you can see all the available properties.

Go on a neighborhood tour when you become serious about buying

This will help you decide early on where to focus your search.

Why Our Customers Love Realty San Miguel

Charles has been the agent of choice. He understands his clients, and finds them perfect properties.

L.K.

Gloria's patience was endless. She understood my needs and just what I was looking for in a home.

Diana Deiss

I recommend using Realty San Miguel for all your realty needs.

James Wheeler

Jessica demonstrated honesty, patience, a strong work ethic, competence, and a pleasant outlook and attitude.

Mike Dodd

Marlene supported us every step of the way with the patience, kindness and good humor! For grace and skill, look no further.

Cory & Paula

Phil’s knowledge of construction costs, properties and real estate law provides exactly what's needed.

N.B.

The website is a wealth of information. We had an especially good experience both buying a home and selling a home.

Stephen Brink

This experience with Philip has been the best ever. I recommend Realty San Miguel wholeheartedly.

Billy Parker

Tim's attention to detail made the process efficient and stress-free. The selling process went off without a hitch.

Andy Watson

We appreciate Paola for her honesty, experience, and above all for helping us stay calm during tension.

Maribel & Javier Castillo

We’re Here to Support You! We’ve Got:

a diverse team of 22 agents

website that averages 7,500 views/day

the expertise of nearly 20 years in business

a fast search engine that incorporates the MLS

a reputation as one of SMA's most trustworthy agencies

6 senior brokers with 90 years of combined experience

Frequently asked questions

Is financing available?

The Short Answer


Yes, but generally speaking, it’s not a good option because it complicates the process and is expensive. However, there are some alternative options that might be a possibility.


To learn more about financing, see The In-Depth Answer.


As a buyer, what costs should I expect?

The Short Answer

As a rule of thumb, we advise buyers to expect up to 6% of the purchase value for closing costs. Often, the costs end up only a little over 5%, but they can go as high as 6.5% for more expensive properties.


To see a breakdown of these costs and for more details, see The In-Depth Answer.


Do I have to be in San Miguel for closing?

The Short Answer

No. However, you will need to give someone a Power of Attorney (POA) so that they can sign on your behalf, in person, on closing day.


If you are a buyer, there are some occasions where someone can sign on your behalf as gestor oficioso with no POA required, but a seller always has to have a POA. 


A POA can be completed both within and outside of Mexico. 


To learn how to create a POA and for more details, go to The In-Depth Answer.


Are asking prices negotiable?

Yes, asking prices are always negotiable. 


A buyer usually offers below the asking price, but when there are competing offers, the buyer may offer above the asking price. 


Knowing a little about the current market can help you make a better offer.  


Realty San Miguel regularly publishes the current trends in our Market Update. In a booming market, the actual sold price may average just 2% - 3% below the asking price, while in slower times the actual sold price may average closer to 10% below the asking price.


If you would like to receive our Market Updates, send us an email from any of our email forms and check the “Receive Market Updates” box.


Can you show me properties listed by other agencies?

Yes, any of the Realtors at Realty San Miguel can show you any property you may find on any other website. We are all active members of our Realtor association (AMPI).


In addition, Realty San Miguel has now integrated the MLS directly into our search engine. So if you're using our property search tool, all of the MLS listings, even listings belonging to other agencies, will show up in one convenient place.


We recommend that you meet and get to know one of our agents. They will show you properties that best fit your needs, vs. only showing you their own listings, or only Realty San Miguel’s listings. They have often seen many other listings, have a good idea which ones would suit your needs, and can give you an opinion on how well the property is priced.   




Are property taxes expensive?

No. The annual municipal taxes on property are very modest here in San Miguel de Allende. For median home values they amount to just a few hundred dollars a year. If you pay before the end of January there is a 15% discount. This tax is called the “predial” and the office that does the assessments is the Predial Office.

Do I need a permit or bank trust to purchase a property?

Every foreigner purchasing a property in Mexico needs an SRE permit. This permit comes from the Secretaria de Relaciones Exteriores.  


However, purchasing a property in San Miguel de Allende does not require that the property be held in a bank trust; you can hold the fee simple title.


Why San Miguel de Allende?

More life for less money

  • low cost of living
  • friendly community
  • named “Best City” by Travel & Leisure

Gastronomy

  • burgeoning wineries
  • acclaimed restaurants
  • wide variety of cuisines

Culture

  • theater
  • live music
  • art galleries and classes

Rich History

  • established in the 1500’s
  • stunning colonial architecture
  • UNESCO World Heritage Site

Temperate Climate

  • “Land of Eternal Spring”
  • mild winter temperatures
  • sunny skies all year round

Healthy Options

  • organic food
  • multiple hot springs
  • yoga, meditation, etc.

Special Events

  • retreats
  • openings
  • traditional celebrations

Live WebCam in San Miguel