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Tour the homes you love and leave the rest to us. From negotiating to closing, from visas to taxes, we’ve got you covered.
Our agents show you all the properties that fit your profile, not just our own listings.
Our custom search engine incorporates the MLS, so you can see all the available properties.
This will help you decide early on where to focus your search.
Evelyn Jimenez helped me every step of the way... she was patient and thoughtful throughout…
I believe you would find Philip to be one of the most capable and finest professionals to handle your real estate needs.
Jessica is truly a professional and a lovely human being. Forthright, honest, and speedy. I remain very pleased!
Locked in a stuck negotiation, Evangelina made the process of contracting and closing the property smooth and easy.
Lucero found and manages our condo. Terrific!
Paola Juárez makes the process simple and efficient.
Philip understands construction. He contributed his knowledge and professionalism. Thanks for the valuable assistance.
They are cool, calm, collected, patient, professional, helpful, compassionate; perfect! We have complete confidence in them
We are grateful for Arturo. We were able to sell the property at a fair price after a negotiation with the buyers.
We worked with Luis Alvarado over two years. He was patient and kind throughout. He has great insight about the town.
The Short Answer
Yes, but generally speaking, it’s not a good option because it complicates the process and is expensive. However, there are some alternative options that might be a possibility.
To learn more about financing, see The In-Depth Answer.
The Short Answer
As a rule of thumb, we advise buyers to expect up to 6% of the purchase value for closing costs. Often, the costs end up only a little over 5%, but they can go as high as 6.5% for more expensive properties.
To see a breakdown of these costs and for more details, see The In-Depth Answer.
The Short Answer
No. However, you will need to give someone a Power of Attorney (POA) so that they can sign on your behalf, in person, on closing day.
If you are a buyer, there are some occasions where someone can sign on your behalf as gestor oficioso with no POA required, but a seller always has to have a POA.
A POA can be completed both within and outside of Mexico.
To learn how to create a POA and for more details, go to The In-Depth Answer.
Yes, asking prices are always negotiable.
A buyer usually offers below the asking price, but when there are competing offers, the buyer may offer above the asking price.
Knowing a little about the current market can help you make a better offer.
Realty San Miguel regularly publishes the current trends in our Market Update. In a booming market, the actual sold price may average just 2% - 3% below the asking price, while in slower times the actual sold price may average closer to 10% below the asking price.
If you would like to receive our Market Updates, send us an email from any of our email forms and check the “Receive Market Updates” box.
Yes, any of the Realtors at Realty San Miguel can show you any property you may find on any other website. We are all active members of our Realtor association (AMPI).
In addition, Realty San Miguel has now integrated the MLS directly into our search engine. So if you're using our property search tool, all of the MLS listings, even listings belonging to other agencies, will show up in one convenient place.
We recommend that you meet and get to know one of our agents. They will show you properties that best fit your needs, vs. only showing you their own listings, or only Realty San Miguel’s listings. They have often seen many other listings, have a good idea which ones would suit your needs, and can give you an opinion on how well the property is priced.
No. The annual municipal taxes on property are very modest here in San Miguel de Allende. For median home values they amount to just a few hundred dollars a year. If you pay before the end of January there is a 15% discount. This tax is called the “predial” and the office that does the assessments is the Predial Office.
Every foreigner purchasing a property in Mexico needs an SRE permit. This permit comes from the Secretaria de Relaciones Exteriores.
However, purchasing a property in San Miguel de Allende does not require that the property be held in a bank trust; you can hold the fee simple title.
Founded by Philip Hardcastle in 2007, Realty San Miguel (RSM) has since become the largest independently owned real estate agency in San Miguel de Allende. As such, agents are able to customize the process and when necessary, pivot quickly to adapt to changes in the local environment without having to wait on "corporate" to ok our decisions.
Since the inception of RSM, Philip focused on creating a comprehensive website, accurately foreseeing that print advertising would continue to decline and that a strong web presence would give both buyers and sellers an incredible advantage.
By 2009, RSM had the largest, fastest real estate website in San Miguel, and now receives over 7000 page views a day, earning it a #1 ranking in Google. We're also the only agency with the MLS seamlessly integrated into our search engine, which means you don't have to jump from one search engine to another. Our site is also user friendly, and makes searching for a home fast, easy and convenient. And you won't miss a thing, because nearly every single property that's for sale can be found on our site.
What's more, if you're new to San Miguel or Mexico in general, our site also offers a Newcomer's Guide, an Event Calendar, and just for fun, a live webcam so you can watch all the happenings in the Jardin, the town's city center.
The agents at RSM are another invaluable asset to the company. You'll be hard pressed to find a more knowledgeable or qualified real estate team in town. We work together closely and draw on the broad expertise of our agents, who have backgrounds as attorneys, engineers, architects, builders, appraisers, entrepreneurs, many with 10, 15, and 20+ years of real estate experience in San Miguel de Allende.
With our team of over 22 agents, you can take your pick. Our agents are Mexican, American, Canadian, most are bilingual, and many hold university degrees. From salsa dancers to classical music lovers, transplants from Mexico City to long-time San Miguelenses, all are friendly, well-trained and ready to meet your real estate needs.
In 2019, we began actively recruiting a new generation of realtors. We wanted a well rounded team that included our older, seasoned agents as well as younger ones who would bring their social media and tech savvy ways to the table. These agents have exceeded our expectations and have already made several millions dollars in sales.
Our office is conveniently located in Centro, the heart of San Miguel, and if you've been in the city for any length of time, it's likely you've walked right past it. In addition to our agents, we also have a full-time administrator who can help you set appointments, find who you're looking for or simply point you in the right direction.
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